21 prelims-relevant stories, each distilled into quick facts — with a 21-question quiz at the end.
Indian Economy·ballari-guntakal-rail Cabinet approves one multitracking project covering three Districts across Karnataka and Andhra Pradesh, increasing the existing network of Indian Railways by about 46 Kms
The CCEA approved the 3rd and 4th Line of the Ballari-Guntakal section in Karnataka and Andhra Pradesh at an estimated cost of Rs. 1,264 crore, adding about 46 Kms to the railway network by 2028-29.
Prelims pointers
- The CCEA approved the 3rd and 4th Line of the Ballari-Guntakal section in Karnataka and Andhra Pradesh.
- The total estimated cost of the project is Rs 1,264 crore and it will be completed up to 2028-29.
- The project covers 03 districts across Karnataka and Andhra Pradesh and adds about 46 Kms to the railway network.
- The proposed multi-tracking project will enhance connectivity to approximately 99 villages with a population of about seven lakhs.
- The capacity augmentation is expected to result in additional freight traffic of 16.22 MTPA.
PROMOTION OF AI USE IN AGRICULTURE AND IMPACT ASSESSMENT
The Agriculture Ministry listed AI uses in advisories, pest control, crop identification, insurance and scheme delivery. NPSS supports 73 crops and 436 pests, IMD weather advisories have reached about 5.28 crore farmers, and BharatVistaar has served over 3 lakh farmers, but no comprehensive AI impact assessment has been undertaken.
Prelims pointers
- The Ministry says AI projects are being used for farmer advisories, pest control, crop identification, insurance, scheme benefits and governance analytics.
- The National Pest Surveillance System is used by over 10,000 extension workers and currently supports 73 crops over 436 pests.
- IMD's AI-based monsoon and weather advisory has reached approximately 5.28 crore farmers as on date, according to the release.
- BharatVistaar is a multilingual AI-powered Digital Public Infrastructure for agriculture with web, mobile, chatbot and telephone access.
- BharatVistaar has served over 3 lakh farmers, addressed more than 72 lakh queries, and gives information on 18 Central Government schemes.
Indian Economy·tax-governance Union Minister for Finance & Corporate Affairs Smt. Nirmala Sitharaman outlines 5Rs of responsive tax governance; Calls for greater tax certainty and reduced litigation at the 167th Income Tax celebrations in New Delhi t...
At the 167th Income Tax Day celebrations, Smt. Nirmala Sitharaman framed responsive tax governance around the 5Rs and linked the Income-tax Act, 2025, technology upgrades and litigation prevention to taxpayer-centric administration.
Prelims pointers
- Smt. Nirmala Sitharaman participated in the 167th anniversary of Income Tax Day celebrations by CBDT in New Delhi.
- She outlined the 5Rs of Responsive Tax Governance: Recognise, Respond, Redress, Reflect and Reform.
- The Income-tax Act, 2025 was described as a landmark reform that simplified the law and reduced compliance costs.
- CBDT technology initiatives mentioned include PAN 2.0, ITBA 2.0, IEC 3.0, Kar Saathi and SAKSHAM NUDGE.
- Six flagship publications of the Income Tax Department were released during the event.
Current Affairs·india-post-reforms Union MoS Dr. Chandra Sekhar Pemmasani Inaugurates Modernised Jan Seva Connect Post Offices in Guntur
India Post’s Jan Seva Connect upgrade in Guntur highlights the postal network’s shift toward citizen-service, logistics and digital-finance delivery, backed by IT 2.0/APT 2.0 and Andhra Pradesh Postal Circle’s strong Q1 FY 2026–27 performance.
Prelims pointers
- Dr. Chandra Sekhar Pemmasani inaugurated the modernised Kothapeta and Chandramouli Nagar Sub-Post Offices in Guntur under Jan Seva Connect.
- The postal technology modernisation programme has an investment of ₹5,785 crore under IT 2.0 and Advanced Postal Technology 2.0.
- India Post’s network includes more than 1.65 lakh post offices, nearly 90 per cent of which are located in rural India.
- During Q1 FY 2026–27, India Post recorded first-quarter revenue of ₹4,009 crore with 22 per cent year-on-year growth.
- The Kothapeta Sub-Post Office was modernised at ₹51.81 lakh and Chandramouli Nagar Sub-Post Office at ₹64.13 lakh.
Indian Economy·services-exports India's Services Exports Rise to USD 421.3 Billion in FY 2025-26, Led by Telecommunications, Computer and Information Services and Business Services
India's services exports rose from USD 254.5 billion in 2021-22 to USD 421.3 billion in 2025-26. Telecommunications, computer and information services contributed USD 206.6 billion and 49.03% in FY26, while business services contributed USD 124.2 billion and 29.5%.
Prelims pointers
- Total services exports rose from USD 254.5 billion in 2021-22 to USD 421.3 billion in 2025-26, according to RBI data in the release.
- Telecommunications, computer and information services reached USD 206.6 billion in 2025-26 and formed 49.03% of total services exports.
- Business services reached USD 124.2 billion in 2025-26 and accounted for 29.5% of total services exports.
- India's recent FTAs include domestic-regulation disciplines aimed at time-bound, predictable, objective, impartial and transparent authorisation processes.
- Based on the India-UK CETA understanding, an agreement on Social Security Contributions was signed on Feb. 10, 2026.
Indian Economy·india-israel-fta India and Israel Conclude Second Round of Negotiations for Proposed Free Trade Agreement
India and Israel concluded the second round of proposed FTA negotiations from 20 to 23 July 2026 at Vanijya Bhawan, New Delhi. The ToR signed in November 2025 guides talks, and bilateral merchandise trade stood at USD 3.93 billion in FY 2025-26.
Prelims pointers
- The second round of India-Israel FTA negotiations was held from 20 to 23 July 2026 at Vanijya Bhawan, New Delhi.
- The Terms of Reference for the proposed FTA were signed in November 2025 and provide the structured framework for negotiations.
- Total merchandise trade between India and Israel stood at USD 3.93 billion in FY 2025-26.
- Technical sessions covered trade in goods, services, rules of origin, SPS measures, TBT, IPR, customs procedures and trade facilitation.
- India's Chief Negotiator was Shri Ajay Bhadoo, while Israel's Chief Negotiator was Ms. Yifat Alon Perel.
Science·brics-digital-health NHA Convenes BRICS Dialogue on Strengthening Continuum of Care Through Digital Health and Responsible AI
At a BRICS Health Ministers’ Meeting side event, NHA focused on interoperable digital health infrastructure and responsible AI for continuity of care, citing India’s ABDM scale and the SAHI framework for AI in healthcare.
Prelims pointers
- The side event was part of the 16th BRICS Health Ministers' Meeting and was organised by the National Health Authority.
- The dialogue was anchored in the BRICS Health Track Technical Working Group 4 Compendium on Continuum of Care.
- India reported over 940 million ABHA IDs and more than one billion linked digital health records.
- The Union Health Secretary referred to SAHI, the Strategic Framework for AI in Healthcare, launched during the AI India Impact Summit.
- Brazil shared experience with the National Health Data Network, while Indonesia discussed SATUSEHAT across more than 17,000 islands.
Measures taken to curb Childhood Hypertension and Obesity
RBSK 2.0 has expanded its framework to 38 common child health conditions, including diabetes, hypertension, mental health conditions and behavioural concerns, with strengthened Mobile Health Teams and IEC material for states and UTs.
Prelims pointers
- The Operational Guidelines of RBSK 2.0 expanded the framework to cover 38 common health conditions.
- The revised guidelines include diabetes, hypertension, mental health conditions and behavioural concerns among children.
- Mobile Health Teams under RBSK are strengthened through human resources from other health programs under National Health Mission.
- Screening under the strengthened Mobile Health Teams is meant for schools and Anganwadi centres.
- IEC materials such as a health booklet, videos and posters were developed and shared with States and UTs.
Science·abdm-digital-health Update on ABDM
As of 20 July 2026, ABDM had created 94.87 crore ABHA IDs, registered 5.36 lakh health facilities and 10.09 lakh healthcare professionals, while stressing interoperability, consent-based exchange and Privacy by Design.
Prelims pointers
- As of 20th July 2026, 94.87 crore ABHAs had been created under Ayushman Bharat Digital Mission.
- As of 20th July 2026, 5.36 lakh facilities were registered on the Health Facility Registry.
- As of 20th July 2026, 10.09 lakh healthcare professionals were registered on the Healthcare Professionals Registry.
- A third-party evaluation study of ABDM was conducted between June-August 2025.
- ABDM follows Privacy by Design and has no centralised repository of health data, enabling exchange after patient consent.
Science·intra-circle-roaming Department of Telecommunications Activates Intra-Circle Roaming (ICR) in Affected Districts of Nagaland, Gujarat, UT of Dadra & Nagar Haveli and Daman & Diu amid Heavy Rainfall and Flooding
DoT activated Intra-Circle Roaming in affected areas of Nagaland, Gujarat and the UT of Dadra & Nagar Haveli and Daman & Diu after rainfall, landslides, flash floods and inundation damaged telecom infrastructure. ICR allows users to connect to another operator's network within the same circle.
Prelims pointers
- DoT invoked emergency mechanisms under SOP-2020 for Telecom Services in Response to Disasters and Unified Licence provisions.
- Longleng became the second district in Nagaland after Mon to have Intra-Circle Roaming activated during the emergency.
- ICR activation was authorised up to 23:59 hrs of 27th July, 2026 or till further instructions, whichever is earlier.
- Severe flooding caused major node outages across Dadra & Nagar Haveli, Daman and adjoining Valsad district.
- ICR allows a mobile subscriber to connect to another operator's network within the same telecom circle when the home network has no coverage.
Current Affairs·digital-farmer-ids PROGRESS IN GENERATING UNIQUE DIGITAL FARMER IDS
As of 20th July, 2026, more than 10.18 crore Farmer IDs had been created, with the annexure total at 101,840,649. The release links Farmer IDs to DBT, PM-Kisan, PMFBY, MSP procurement, credit and disaster relief, and also details satellite-based PMFBY tools and agriculture-drone support.
Prelims pointers
- As of 20th July, 2026, more than 10.18 crore Farmer IDs had been created; the annexure total is 101,840,649.
- Farmer IDs enable integration of DBT schemes, PM-Kisan, PMFBY, MSP-based procurement, credit delivery, input distribution and disaster relief.
- YES-TECH uses satellite remote sensing data and crop-yield estimation models to generate technology-based yield at insurance-unit level.
- Under SMAM, 2,122 drones have been distributed or approved, with assistance up to 50% for listed eligible categories.
- FMTTIs at Budni, Hisar and Biswanath Chariali are DGCA-approved RPTOs and have trained 155 drone pilots to date.
India Successfully Hosts 3rd BRICS Ministerial Meeting on Disaster Risk Reduction; BRICS Joint Statement Adopted to Advance Global Disaster Resilience
Under India’s BRICS Chairship 2026, NDMA hosted the 3rd BRICS Ministerial Meeting on Disaster Risk Reduction in New Delhi on 24 July 2026, where members adopted a Joint Statement and advanced the DRR Work Plan 2025–2028.
Prelims pointers
- NDMA hosted the BRICS Ministerial Meeting on Disaster Risk Reduction in New Delhi on 24 July 2026 under India’s BRICS Chairship 2026.
- The meeting was chaired by Minister of State for Home Affairs, Shri Nityanand Rai.
- The meeting concluded with unanimous adoption of the BRICS Joint Statement on Disaster Risk Reduction.
- Member Countries reaffirmed commitment to accelerate the BRICS Disaster Risk Reduction Work Plan (2025–2028).
- Six flagship knowledge products were launched to support evidence-based policymaking and disaster risk reduction initiatives.
Indian Economy·india-romania-business PRESIDENT OF INDIA ADDRESSES INDIA-ROMANIA BUSINESS FORUM
President Droupadi Murmu addressed the India-Romania Business Forum at Bucharest on July 24, 2026, highlighting Viksit Bharat 2047, India-EU FTA potential, investment, technology collaboration and sectoral cooperation with Romania.
Prelims pointers
- President Droupadi Murmu addressed the India-Romania Business Forum at Bucharest on July 24, 2026.
- The President of Romania, H.E. Mr. Nicușor Dan, was present along with government members and business leaders.
- The President described Romania as a gateway to the wider European market and a valuable partner for India.
- The text says the India-EU FTA concerns a combined market of nearly two billion people and around 25 trillion dollars in economic size.
- Areas identified for India-Romania cooperation include energy security, green transition, chemicals, fertilizers, Digital Public Infrastructure and logistics.
Indian Economy·odop-market-access DPIIT's One District One Product Initiative Promotes 1,244 Unique Products Across 773 Districts
DPIIT's ODOP framework has identified 1,244 products across 773 districts. The release links ODOP with GeM onboarding, PM Ekta Malls, PMFME support, export-hub planning, APEDA and MPEDA clusters, international retail stores and official gifting, while noting that district-specific ODOP financial allocation is not made.
Prelims pointers
- As of date, 1,244 products have been identified across 773 districts in the country under the ODOP framework.
- Under SASCI, assistance up to ₹200 crore is provided as a 50-year interest-free loan for PM Ekta Malls.
- PMFME provides a 35% credit-linked capital subsidy with a maximum of ₹10 lakhs for eligible projects.
- Under convergence, 24 common ODOP product clusters have been identified with APEDA and 7 fish and marine product clusters with MPEDA.
- Export-potential products and services have been identified in 734 districts, and 249 District Export Action Plans have been adopted.
ROLLOUT OF WEATHER INFORMATION NETWORK DATA SYSTEM
WINDS aims to build a national network of AWS and ARGs for hyperlocal weather data. It has been adopted by 7 States/UTs with 16,843 approved sites. The release also details YES-TECH under PMFBY, Digiclaim, 12% penalties for delays, escrow accounts and mandatory CLAP use.
Prelims pointers
- WINDS seeks a national network of Automatic Weather Stations and Automatic Rain Gauges for long-term hyperlocal weather data.
- WINDS has been adopted by 7 States/UTs, with 16,843 sites approved, 1,188 sites with civil work completed and 892 AWS/ARGs installed.
- YES-TECH is being implemented with effect from Kharif 2023 and gives mandatory 30% weightage to technology-derived yield.
- YES-TECH was implemented in 12 States across 344 districts in 2025-26; Madhya Pradesh gave 100% weightage to technology-based yield.
- From Kharif 2024, a 12% penalty is auto-calculated through NCIP when an insurance company does not make timely payment.
Environment·natural-farming PROGRESS OF NATURAL FARMING UNDER THE NATIONAL MISSION FOR NATURAL FARMING
The National Mission on Natural Farming was approved on 25th November 2024 as a centrally sponsored scheme. The release says natural farming is chemical free and livestock-integrated, with 18,893 clusters, 20,92,657 enrolled farmers and 10,32,116.452 hectares covered in 2024-25 and 2025-26.
Prelims pointers
- The Union Cabinet approved the National Mission on Natural Farming on 25th November 2024 as a centrally sponsored scheme.
- Natural farming is described as chemical free farming with livestock-integrated methods and diversified crop systems rooted in Indian traditional knowledge.
- The Mission identified 527 Krishi Vigyan Kendras, 76 Agriculture Universities and 194 Local Natural Farming Institutes for cluster implementation.
- So far, 33,257 Krishi Sakhis/Community Resource Persons have been trained at KVKs, AUs and LNFIs under the Mission.
- For 2024-25 and 2025-26, the annexure reports 18,893 clusters, 20,92,657 enrolled farmers and 10,32,116.452 hectares covered.
MBBS Seats Increase to 1.29 Lakh, PG Seats Nearly Triple to 86,360 Between AY 2023–24 and AY 2025–26
The Health Ministry update reports MBBS seats rising from 1,09,115 in AY 2023-24 to 1,28,976 in AY 2025-26 and PG seats from 31,185 to 86,360, with the doctor-population ratio estimated at 1:778.
Prelims pointers
- The National Medical Commission informed that MBBS seats increased from 1,09,115 in AY 2023-24 to 1,28,976 in AY 2025-26.
- PG seats increased from 31,185 in AY 2023-24 to 86,360 in AY 2025-26.
- As per the Indian Medical Register, the total number of registered practitioners is 15,35,155.
- The article states that there are 7,51,768 registered practitioners in the AYUSH system of medicine.
- Assuming 80% availability in allopathic and AYUSH systems, the doctor-population ratio is estimated at 1:778.
Science·health-research-funding Update on Expenditure on Health Research
The Department of Health Research allocation is reported at 0.012% of GDP, with budgetary allocation rising over fivefold from ₹932.00 crore in 2014-15 (RE) to ₹4,821.21 crore in 2026–27 (BE).
Prelims pointers
- The allocation of the Department of Health Research is stated as 0.012% of GDP.
- DHR budgetary allocation increased from ₹932.00 crore in 2014-15 (RE) to ₹4,821.21 crore in 2026–27 (BE).
- The 2026–27 budgetary allocation rose by approximately 24 percent over the 2025–26 Revised Estimates of ₹3,900.69 crore.
- ICMR has rationalised and expanded intramural and extramural grant architecture for health research proposals.
- Centres for Advanced Research have support of up to ₹15 crore under the current structure described in the article.
Update on NFHS-6
NFHS-6 (2023-24) shows gains in institutional deliveries, ANC coverage, immunisation and child nutrition compared with NFHS-5 (2019-21), while also flagging obesity and higher blood sugar levels among adults.
Prelims pointers
- Institutional deliveries increased from 88.6% in NFHS-5 to 90.6% in NFHS-6.
- ANC coverage increased from 92.6% to 95.9%, while at least four ANC visits rose from 58.5% to 65.2%.
- The Total Fertility Rate remained stable at 2 across NFHS-5 and NFHS-6, below the replacement level of 2.1.
- Full immunization coverage among children aged 12-23 months improved from 83.8% to 87.1%.
- Stunting among children under five declined from 35.5% to 29.3%, and severe wasting declined from 7.7% to 5.2%.
Indian Economy·crop-insurance CLIMATE RISK AND CROP INSURANCE
PMFBY and RWBCIS mainly use an Area Approach, but localized and post-harvest losses are assessed on individual insured farm basis. The release contrasts insurance claims with SDRF/NDRF relief, notes the 33% crop-loss threshold for input subsidy, and lists NCIP, Digiclaim, 12% penalties, escrow accounts and CLAP.
Prelims pointers
- PMFBY and RWBCIS are mainly implemented on an Area Approach basis, comparing actual yield with threshold yield.
- Localized risks such as hailstorm, landslide, inundation, cloud burst and natural fire are assessed on an individual insured farm basis.
- For SDRF field-level loss assessment, input subsidy becomes payable only where crop loss is assessed at 33% or more.
- The Digiclaim Module has been operationalized for payment of PMFBY claims from Kharif 2022 onwards.
- From Kharif 2025, a 12% penalty is levied on State Government for delay in release of State share of subsidy.
Indian Economy·bhavya-rasayan Cabinet approves scheme of Chemical Parks “Bharat Audyogik Vikas Yojana Rasayan (BHAVYA Rasayan)
The Union Cabinet approved BHAVYA-Rasayan, a scheme to establish three dedicated Chemical Parks with a Rs.3,030 crore outlay over FY 2026-27 to FY 2030-31, including common infrastructure and basic utilities.
Prelims pointers
- The Union Cabinet approved Bharat Audyogik Vikas Yojana Rasayan, also called the BHAVYA-Rasayan Scheme.
- The scheme is for establishing three dedicated Chemical Parks in the country and was announced in the Union Budget of FY 2026–27.
- The total financial outlay is Rs.3,030 crore, including Rs.3,000 crore for Common Infrastructure Facilities and Basic Utilities.
- The scheme would run for 5 years from FY 2026-27 to FY 2030-31, according to the Cabinet note.
- Each park must have a minimum contiguous area of 8 sq. km., or minimum 2,000 acres, of encumbrance-free land.
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