Current Affairs chapter practice

Government Schemes and Welfare in News MCQs

Practise 80+ Government Schemes and Welfare in News MCQs for UPSC Prelims in Current Affairs. The sample set below is shown with correct answers and explanations.

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Sample Government Schemes and Welfare in News questions

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Q1Current AffairsGovernment Schemes and Welfare in News

Consider the following statements about the Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM): 1. It aims to reduce poverty by promoting diversified livelihoods through Self-Help Groups (SHGs). 2. It provides interest subvention on loans taken by SHGs from banks. Which of the statements given above is/are correct?

  • A1 only
  • B2 only
  • CBoth 1 and 2Correct
  • DNeither 1 nor 2

Explanation

Correct. DAY-NRLM promotes diversified livelihoods through SHGs and provides interest subvention on SHG bank loans to improve financial inclusion among the rural poor.

Why the other options are incorrect
Option A

Statement 2 is also correct. DAY-NRLM provides interest subvention to SHGs on their bank borrowings.

Option B

Statement 1 is also correct. Promoting SHG-based livelihoods for poverty reduction is the mission's core objective.

Option D

Both statements accurately describe key features of DAY-NRLM.

Q2Current AffairsGovernment Schemes and Welfare in News

Consider the following statements about the Pradhan Mantri Kaushal Vikas Yojana (PMKVY): 1. Short-term training is provided for a duration of 150–300 hours. 2. Recognition of Prior Learning (RPL) certifies existing skills of experienced workers. 3. The scheme is implemented by the National Skill Development Corporation (NSDC). Which of the statements given above are correct?

  • A1 and 2 only
  • B1 and 3 only
  • C2 and 3 only
  • D1, 2 and 3Correct

Explanation

Correct. PMKVY offers 150–300 hour short-term training, includes RPL for existing skills, and is implemented by NSDC.

Why the other options are incorrect
Option A

Statement 3 is also correct. NSDC is the implementing agency for PMKVY.

Option B

Statement 2 is also correct. RPL is a key component that certifies the informal skills of existing workers.

Option C

Statement 1 is also correct. Short-term training ranges from 150 to 300 hours.

Q3Current AffairsGovernment Schemes and Welfare in News

The Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees a minimum of how many days of wage employment in a financial year to every rural household?

  • A50 days
  • B75 days
  • C100 daysCorrect
  • D150 days

Explanation

Correct. MGNREGA guarantees at least 100 days of wage employment per financial year to every rural household whose adult members volunteer to do unskilled manual work.

Why the other options are incorrect
Option A

50 days is less than the statutory guarantee under the Act.

Option B

75 days is not the correct entitlement under MGNREGA.

Option D

150 days exceeds the statutory minimum, though some states may provide additional days through state funds.

Q4Current AffairsGovernment Schemes and Welfare in News

Consider the following schemes: 1. Ayushman Bharat Health and Wellness Centres (AB-HWCs) 2. Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) 3. Ayushman Bharat Digital Mission (ABDM) Which of the above are components of the Ayushman Bharat umbrella?

  • A1 and 2 only
  • B2 and 3 only
  • C1 and 3 only
  • D1, 2 and 3Correct

Explanation

Correct. Ayushman Bharat has three pillars: AB-HWCs for primary healthcare, AB-PMJAY for hospitalisation insurance, and ABDM for digital health infrastructure.

Why the other options are incorrect
Option A

ABDM is also part of the Ayushman Bharat umbrella for creating a digital health ecosystem.

Option B

AB-HWCs are also part of the Ayushman Bharat umbrella, providing comprehensive primary healthcare.

Option C

AB-PMJAY is also a core component providing hospitalisation insurance.

Q5Current AffairsGovernment Schemes and Welfare in News

Consider the following statements about the Pradhan Mantri Matru Vandana Yojana (PMMVY): 1. It provides ₹5,000 in three instalments to pregnant women for the first living child. 2. The remaining ₹1,000 is provided through the Janani Suraksha Yojana (JSY) incentive. 3. Under PMMVY 2.0, an additional benefit of ₹6,000 is provided if the second child is a girl. Which of the statements given above are correct?

  • A1 and 2 only
  • B1 and 3 only
  • C2 and 3 only
  • D1, 2 and 3Correct

Explanation

Correct. PMMVY provides ₹5,000 in three instalments, JSY adds ₹1,000, and PMMVY 2.0 provides ₹6,000 for the second child if a girl.

Why the other options are incorrect
Option A

Statement 3 is also correct. PMMVY 2.0 extended a ₹6,000 benefit for the second child if it is a girl.

Option B

Statement 2 is also correct. The total ₹6,000 maternity benefit under NFSA is achieved by combining PMMVY's ₹5,000 with JSY's ₹1,000.

Option C

Statement 1 is also correct. PMMVY provides ₹5,000 in three instalments for the first child.

Q6Current AffairsGovernment Schemes and Welfare in News

Consider the following statements about the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): 1. It provides life insurance cover of ₹2 lakh. 2. The annual premium is ₹436. 3. It is available only to Jan Dhan account holders. Which of the statements given above is/are correct?

  • A1 only
  • B1 and 2 onlyCorrect
  • C2 and 3 only
  • D1, 2 and 3

Explanation

Correct. PMJJBY provides ₹2 lakh life cover at ₹436 annual premium. It is available to anyone aged 18–50 with a bank account, not restricted to Jan Dhan account holders.

Why the other options are incorrect
Option A

Statement 2 is also correct. The annual premium was revised to ₹436 (from ₹330 earlier).

Option C

Statement 3 is incorrect. PMJJBY is available to any individual aged 18–50 with a savings bank account.

Option D

Statement 3 is incorrect as the scheme is not limited to Jan Dhan account holders.

Q7Current AffairsGovernment Schemes and Welfare in News

The National Social Assistance Programme (NSAP) includes which of the following? 1. Indira Gandhi National Old Age Pension Scheme 2. Indira Gandhi National Widow Pension Scheme 3. Indira Gandhi National Disability Pension Scheme 4. National Family Benefit Scheme Select the correct answer using the code given below:

  • A1, 2 and 3 only
  • B1, 2 and 4 only
  • C2, 3 and 4 only
  • D1, 2, 3 and 4Correct

Explanation

Correct. NSAP is a centrally sponsored scheme covering all four: IGNOAPS, IGNWPS, IGNDPS and NFBS, along with the Annapurna scheme.

Why the other options are incorrect
Option A

The National Family Benefit Scheme is also a component of NSAP.

Option B

IGNDPS is also a component of NSAP.

Option C

IGNOAPS is also a component of NSAP.

Q8Current AffairsGovernment Schemes and Welfare in News

The Startup India initiative includes which of the following provisions? 1. Self-certification for compliance under labour and environment laws 2. Tax holiday for eligible startups for three consecutive years out of ten years 3. Fund of Funds managed by SIDBI Select the correct answer using the code given below:

  • A1 and 2 only
  • B2 and 3 only
  • C1 and 3 only
  • D1, 2 and 3Correct

Explanation

Correct. Startup India provides self-certification, tax holidays for 3 out of 10 years, and a Fund of Funds managed by SIDBI.

Why the other options are incorrect
Option A

Statement 3 is also correct. The Fund of Funds for Startups is managed by SIDBI.

Option B

Statement 1 is also correct. Self-certification under labour and environmental laws reduces regulatory burden for startups.

Option C

Statement 2 is also correct. Eligible startups get income tax exemption for 3 consecutive years out of 10 years from incorporation.

Q9Current AffairsGovernment Schemes and Welfare in News

Consider the following statements regarding the Swachh Bharat Mission - Gramin (SBM-G) Phase II: 1. It focuses on ODF Plus status, which includes solid and liquid waste management. 2. Biodegradable waste management through GOBARdhan is a component of this phase. Which of the statements given above is/are correct?

  • A1 only
  • B2 only
  • CBoth 1 and 2Correct
  • DNeither 1 nor 2

Explanation

Correct. SBM-G Phase II aims for ODF Plus status encompassing solid and liquid waste management, and includes the GOBARdhan component for biodegradable waste.

Why the other options are incorrect
Option A

Statement 2 is also correct. GOBARdhan (Galvanizing Organic Bio-Agro Resources) is integrated into SBM-G Phase II for biodegradable waste management.

Option B

Statement 1 is also correct. SBM-G Phase II focuses on ODF Plus, which goes beyond toilet construction to include comprehensive waste management.

Option D

Both statements accurately describe Phase II of the mission.

Q10Current AffairsGovernment Schemes and Welfare in News

Which of the following statements about the Production Linked Incentive (PLI) scheme is/are correct? 1. It aims to boost domestic manufacturing and reduce import dependence. 2. It covers only the electronics and pharmaceutical sectors. 3. Incentives are linked to incremental sales of products manufactured in India. Select the correct answer using the code given below:

  • A1 and 3 onlyCorrect
  • B1 only
  • C2 and 3 only
  • D1, 2 and 3

Explanation

Correct. PLI aims to boost domestic manufacturing and provides incentives based on incremental sales. It covers 14 sectors, not just electronics and pharma.

Why the other options are incorrect
Option B

Statement 3 is also correct. Incentives are linked to incremental sales over a base year.

Option C

Statement 2 is incorrect. PLI covers 14 sectors including automobiles, textiles, food processing, solar modules and more.

Option D

Statement 2 is incorrect regarding sectoral coverage.

Q11Current AffairsGovernment Schemes and Welfare in News

The Nari Shakti Vandan Adhiniyam (Women's Reservation Act), 2023 provides for:

  • A50% reservation for women in all state legislatures only
  • BOne-third reservation for women in Lok Sabha and state legislative assembliesCorrect
  • C33% reservation for women in the Rajya Sabha
  • DEqual representation of women in all parliamentary committees

Explanation

Correct. The Women's Reservation Act, 2023 reserves one-third of seats in Lok Sabha and state legislative assemblies for women, to take effect after delimitation based on the first Census conducted after the Act's commencement.

Why the other options are incorrect
Option A

The Act covers both Lok Sabha and state legislative assemblies, not state legislatures alone.

Option C

The Act does not provide reservation in the Rajya Sabha.

Option D

Parliamentary committee composition is not covered by this Act.

Q12Current AffairsGovernment Schemes and Welfare in News

The Rashtriya Krishi Vikas Yojana (RKVY) is primarily implemented as:

  • AA central sector scheme with 100% central funding
  • BA state plan scheme with no central assistance
  • CA centrally sponsored scheme incentivising states to increase agriculture spendingCorrect
  • DA public-private partnership programme for agricultural exports

Explanation

Correct. RKVY-RAFTAAR is a centrally sponsored scheme that incentivises states to increase their spending on agriculture and allied sectors by providing additional central funding.

Why the other options are incorrect
Option A

RKVY is not a central sector scheme. It involves state participation and cost-sharing.

Option B

RKVY provides central assistance to states; it is not solely a state plan scheme.

Option D

RKVY is not structured as a PPP programme for exports.

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