15 prelims-relevant stories, each distilled into quick facts — with a 15-question quiz at the end.
Digital India BHASHINI Division (DIBD) and Punjab National Bank (PNB) Sign MoU to Advance Multilingual AI for Inclusive Banking
Digital India BHASHINI Division and Punjab National Bank signed an MoU to integrate multilingual AI into banking services through BHASHINI for Seva/Sanchalan, aiming to reduce language barriers and support inclusive Digital Public Infrastructure.
Prelims pointers
- Digital India BHASHINI Division is under Digital India Corporation, Ministry of Electronics and Information Technology.
- The DIBD-PNB MoU was signed by Amitabh Nag of DIBD and Atish Kumar Rout of Punjab National Bank.
- The collaboration will use BHASHINI Udyat, Mitra, AppMitra, Pravakta and Bhashadaan for multilingual AI capabilities in banking.
- BHASHINI powers 800+ government websites and has enabled 8+ billion AI inferences, according to the PIB release.
- BHASHINI supports 36 Indian text languages, 23 Indian voice languages and 35 international languages.
Indian Economy·india-uk-ceta India–UK CETA and Agreement on Social Security Enter into Force
The India-UK Comprehensive Economic and Trade Agreement and Double Contribution Convention entered into force on 15 July 2026, granting near-universal market access for Indian exports and easing social security contributions for temporary Indian professionals in the UK.
Prelims pointers
- India-UK CETA and the Agreement on Social Security, also called the Double Contribution Convention, entered into force on 15 July 2026.
- CETA provides zero-duty market access for nearly 99% of India’s exports and covers almost 100% of trade value.
- The Double Contribution Convention exempts Indian professionals on temporary assignments in the UK from double social security contributions for up to five years.
- The Commerce Secretary said more than 800 technical sessions were conducted across 14 formal rounds before the agreement was finalised.
- On day one, over 50 export consignments worth more than USD 140 million were flagged off from more than 20 ports, airports, ICDs, SEZs and factories.
Indian Economy·electronics-exports Electronics Revolution: Mobiles Powering Exports & Giving High Value Jobs to the people of India
MeitY highlighted India’s electronics manufacturing growth, saying the sector created nearly 25 lakh jobs, mobile manufacturing supports around 12 lakh jobs, electronics production reached ₹13.11 lakh crore and mobile phones became India’s largest export product in FY 2025-26.
Prelims pointers
- India’s electronics manufacturing sector has created nearly 25 lakh jobs over the past decade, according to the release.
- The mobile manufacturing ecosystem supports around 12 lakh direct and indirect jobs, with women constituting nearly 70% of the direct workforce.
- Electronics production increased from ₹1.90 lakh crore in 2014-15 to an estimated ₹13.11 lakh crore in 2025-26.
- Electronics exports increased from ₹38,263 crore to ₹4.24 lakh crore, and electronic goods reached USD 47.96 billion in FY 2025-26.
- Mobile phones moved from the 153rd largest export item in FY 2014-15 to India’s largest export product in FY 2025-26.
Science·semiconductor-ecosystem Safe Workplace & High Value Jobs characterise India's Chip Ecosystem as we are Emerging as Trusted Global Hub in Electronics & Semiconductor
MeitY described India’s semiconductor ecosystem expansion under Semicon India Programme 2.0, noting 12 approved projects across six states, three facilities in commercial production, a ₹76,000 crore first programme and a focus on design, fabs, packaging, materials, R&D and talent.
Prelims pointers
- The Semicon India Programme was approved in December 2021 with an outlay of ₹76,000 crore and implemented through the India Semiconductor Mission.
- India has approved 12 semiconductor manufacturing projects across Gujarat, Uttar Pradesh, Punjab, Assam, Odisha and Andhra Pradesh.
- The approved projects include one Silicon Fab, one Compound Semiconductor Fab with Packaging, one Micro LED Display GaN Fab with Packaging and nine ATMP/OSAT facilities.
- Commercial production has commenced at three facilities: Micron ATMP, Kaynes Semicon and CG Power OSAT.
- Under Chips to Startup, EDA tools have been deployed in 320 academic institutions and over 68,000 students have been trained.
President of India Smt. Droupadi Murmu inaugurates 'Saushrutam 2026'; calls for integration of traditional wisdom with modern science to strengthen evidence-based Ayurveda
President Droupadi Murmu inaugurated Saushrutam 2026, a three-day international seminar on Ayurvedic surgery at AIIA, New Delhi. The event marked Sushruta Jayanti, included an AI-enabled 3 Tesla MRI facility, and released an NCISM study on women Ayurveda graduates.
Prelims pointers
- Saushrutam 2026 is a three-day international seminar on Ayurvedic surgery organised by AIIA under the Ministry of Ayush.
- The event was held at the All India Institute of Ayurveda, New Delhi, on the occasion of Sushruta Jayanti.
- President Droupadi Murmu inaugurated an AI-enabled 3 Tesla High-Field MRI facility at AIIA during the event.
- An NCISM study titled Evaluation of Professional Career of Ayurveda Female Graduates was released at the seminar.
- The scientific programme covers Shalya Tantra, Kshara Sutra, Agnikarma, reconstructive surgery and integrative oncology.
Indian Economy·mobile-manufacturing Cabinet approves Mobile Phone Manufacturing Scheme (MPMS)
The Union Cabinet approved the Mobile Phone Manufacturing Scheme with a Rs 62,500 crore outlay for FY 2026-27 to FY 2030-31. MPMS aims to scale up production, deepen domestic value addition, strengthen supply chains, support Indian brands and generate about 60,000 direct jobs.
Prelims pointers
- MPMS has a budgetary outlay of Rs 62,500 crore approved by the Union Cabinet.
- The scheme tenure is five years, from FY 2026-27 to FY 2030-31.
- MPMS provides incentive support on eligible sales at differentiated rates from 2.25% to 5%.
- It provides up to 1.5% additional incentive for domestic sourcing and 3% for Indian-brand design and R&D.
- Expected outcomes include about Rs 39,00,000 crore cumulative production and around 60,000 direct jobs.
Cabinet approves Semicon 2.0 - Government delivers on its commitment for a long-term policy support to Semiconductors in India
The Union Cabinet approved Semicon 2.0 with a Rs 1,27,500 crore outlay to develop India's semiconductor design and manufacturing ecosystem. The programme rests on six pillars: design, machines and materials, fabs, ATMP/OSAT, R&D and talent development, while building on progress under ISM 1.0.
Prelims pointers
- Semicon 2.0 has a total budget outlay of Rs 1,27,500 crore.
- The six pillars include design, machines and materials, more fabs, ATMP/OSAT, R&D and talent development.
- The design pillar builds on 105 startups already developing chips.
- The talent pillar cites 315 universities and around 68,000 students trained on complex chip design using EDA tools.
- Under ISM 1.0, 12 manufacturing units with over Rs 1.64 lakh crore investment have been approved.
Indian Economy·railway-infrastructure Cabinet approves two multitracking projects covering Four Districts across Odisha and Jharkhand, increasing the existing network of Indian Railways by about 145 Kms
The CCEA approved two Ministry of Railways multitracking projects costing about Rs 3,907 crore and targeted for completion up to 2030-31. The projects cover four districts in Odisha and Jharkhand, add about 145 km to the network, and aim to improve logistics, tourism access and freight movement.
Prelims pointers
- CCEA approved two Ministry of Railways projects with a total estimated cost of about Rs 3,907 crore and completion up to 2030-31.
- The approved projects are Paradeep–Haridaspur Doubling and the Rajkharsawan–Dangoaposi 4th Line.
- The projects cover four districts in Odisha and Jharkhand and will add about 145 km to the Indian Railways network.
- The proposed multitracking will enhance connectivity to about 1,526 villages with a population of about 14 lakh.
- Capacity augmentation is expected to add 44 MTPA freight traffic, cut oil imports by 6 crore litres and lower CO2 emissions by 29 crore kg.
Environment·medicinal-plants Ministry of Ayush signs MoU with University of Delhi to advance research, innovation and sustainable utilisation of medicinal plants
The National Medicinal Plants Board under the Ministry of Ayush signed an MoU with the University of Delhi through Bhaskaracharya College of Applied Sciences. The partnership targets medicinal-plant research, product development, post-harvest technologies, sustainable packaging, technology transfer and capacity building.
Prelims pointers
- The MoU was signed between NMPB, Ministry of Ayush, and University of Delhi through Bhaskaracharya College of Applied Sciences.
- The partnership covers scientific research, product development, innovation, value addition, post-harvest technologies and capacity building.
- It promotes sustainable utilisation and conservation of India's medicinal plant resources.
- NMPB CEO Mahesh Dadhich highlighted eco-friendly packaging materials derived from medicinal plant resources.
- BCAS expertise cited in the release includes food technology, nutraceuticals, post-harvest processing and sustainable packaging.
Indian Economy·coal-exchange Launch of Application for Registration of Coal Exchanges in India: Empowering India’s Coal Exchange Ecosystem
The Coal Ministry launched an online portal for applications to register Coal Exchanges, operationalising Coal Exchange Rules, 2026 under the MMDR Amendment Act, 2025, with CCO as the registering and oversight authority.
Prelims pointers
- Coal Exchange is defined as an online platform for buyers and sellers of coal and processed coal forms to transact, trade and enter delivery-based coal contracts approved by the Authority.
- The Mines and Minerals (Development and Regulation) Amendment Act, 2025 introduced the concept of Mineral Exchanges.
- The Ministry of Coal notified the Coal Exchange Rules, 2026 as the regulatory framework for establishing and operating Coal Exchanges.
- The Coal Controller Organisation has been designated as the regulatory authority for registering and overseeing Coal Exchanges.
- Coal Exchange registrations will remain valid for 25 years, according to the PIB release.
Indian Economy·fertiliser-policy Cabinet approves National Investment Policy for Urea-2026 for Atmanirbhar Bharat (NIPU-2026)
The CCEA approved the Department of Fertilizers' National Investment Policy for Urea-2026 for Atmanirbhar Bharat. NIPU-2026 seeks new investments in gas-based urea units, with changes from NIP-2012 on cost separation, return on equity, foreign exchange risk and expected savings per plant.
Prelims pointers
- NIPU-2026 was approved by the CCEA on a Department of Fertilizers proposal to encourage new gas-based urea manufacturing units.
- The policy separates fixed and variable costs for greater transparency compared with NIP-2012.
- NIPU-2026 introduces a viable Return on Equity band with a floor at 12% and a ceiling at 16%.
- Foreign exchange risk is mitigated by converting fixed cost into INR after four years based on prevailing exchange rates.
- India has 33 operational urea manufacturing units with reassessed/installed capacity of 269.42 LMT, but a demand gap remains.
Cabinet approves development of 6/4 lane Elevated Corridor along Varuna River Bank & its Ramps/Loops in Uttar Pradesh on Hybrid Annuity Model at total Capital Cost of Rs.10,998.32 Crore
The CCEA approved a 43.218 km 6/4-lane elevated corridor along the Varuna River in Varanasi, connecting NH-31 and the Varanasi Ring Road. NHAI will implement the HAM project at Rs 10,998.32 crore to decongest the city and improve multimodal access.
Prelims pointers
- The Varuna riverbank corridor is a 43.218 km Link/Connector Corridor between NH-31 and the Varanasi Ring Road.
- NHAI will implement the project under HAM at Rs 10,998.32 crore, including Rs 4,565.33 crore civil cost.
- The project includes a 6/4-lane predominantly elevated corridor with carriageway, flyovers, loops, ramps and service roads.
- It is designed for 80-100 km/h and is expected to reduce NH-31 to Kashi Railway Station travel from 40 minutes to 20 minutes.
- The corridor will improve access to one Economic Node, one Social Node and six major Logistics Nodes under PM Gati Shakti.
PM to visit Haryana, Chandigarh and Punjab on 17th July
The Prime Minister will visit Haryana, Chandigarh and Punjab on July 17, 2026, to roll out projects worth about Rs 25,000 crore. The programme includes India's first hydrogen train between Jind and Sonipat, expressway and highway projects, PGIMER facilities, and 75 redeveloped Amrit Bharat railway stations.
Prelims pointers
- The visit on July 17, 2026 covers Haryana, Chandigarh and Punjab, with projects worth around Rs 25,000 crore.
- India's first hydrogen-powered train will run between Jind and Sonipat and produces only water vapour during operation.
- The hydrogen train has a 10-coach configuration and a 3,200 HP propulsion system.
- Packages 1 to 5 of the Delhi-Amritsar-Katra Expressway cover 157.92 km and cost around Rs 9,680 crore.
- The programme includes 75 redeveloped Amrit Bharat railway stations across 20 States, developed at about Rs 1,570 crore.
Geography·road-infrastructure Cabinet approves development of 6 lane Greenfield Elevated Corridor & Ramps/Loops & Foot Over Bridge between National Highway-19 and Varanasi Ring Road in Uttar Pradesh on Hybrid Annuity Model at total Capital Cost of Rs...
The CCEA approved a 46.039 km six-lane elevated Link/Connector Corridor between NH-19 and the Varanasi Ring Road with Ganga riverbank connectivity. The HAM project costs Rs 14,447.64 crore and aims to decongest Varanasi, improve multimodal access and reduce travel times.
Prelims pointers
- The approved NH-19 to Varanasi Ring Road connector is a 46.039 km project with riverbank connectivity along the Ganga.
- It will be implemented on HAM at a total capital cost of Rs 14,447.64 crore, including Rs 6,037.85 crore civil cost.
- The corridor is designed for 80-100 km/h and is expected to cut average travel time from about 60 minutes to 20 minutes.
- Engineering features include a 910 m cable-stayed bridge across the Ganga and a 1.32 km extradosed Foot Over Bridge-cum-Major Bridge.
- The corridor links one Economic Node, one Social Node and six major Logistics Nodes under the PM Gati Shakti framing.
Science·pharma-regulation Indian Pharmacopoeia Commission Signs MoU with Uttar Pradesh Promote Pharma Council (UPPPC) to Strengthen Quality, Innovation, and Regulatory Excellence in Healthcare
The Indian Pharmacopoeia Commission signed an MoU with the Uttar Pradesh Promote Pharma Council at the YEIDA MedTech Investors Meet 2026 to strengthen quality standards, regulatory compliance, pharmacovigilance, materiovigilance and MSME support.
Prelims pointers
- The MoU was signed by the Indian Pharmacopoeia Commission and the Uttar Pradesh Promote Pharma Council.
- It was signed during the YEIDA MedTech Investors Meet & Site Visit 2026 at India Expo Mart, Greater Noida, on 14 July 2026.
- The partnership aims to promote quality standards, regulatory excellence, innovation and capacity building in pharmaceuticals and medical devices.
- IPC and UPPPC will promote awareness of the Indian Pharmacopoeia, pharmacovigilance and materiovigilance.
- The collaboration will support MSMEs by providing digital tools for adverse event reporting and enhance patient safety through post-market surveillance.
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